Ria Senegal is seeking a Finance Manager to lead the local finance function for a six month maternity cover contract. The position covers both the standard remittance (money transfer operator) business and its newly launching mobile wallet product. The role owns day-to-day accounting, tax and regulatory compliance, monthly reporting, and financial forecasting, and will play a key part in building out finance processes and controls to support the mobile wallet launch.
Key Responsibilities
Monthly Close & Accounting
Manage the full monthly close process for both the standard MTO operation and the mobile wallet entity/business line
Prepare and review journal entries, accruals, and general ledger reconciliations
Maintain the fixed asset register and intercompany reconciliations with Group/Regional entities
Prepare monthly management accounts (P&L, balance sheet, cash flow) for local and regional review
Tax & VAT
Prepare and file monthly VAT returns in line with Senegalese/UEMOA tax requirements
Manage corporate income tax compliance, withholding tax, and other statutory filings
Liaise with local tax authorities (DGID) and external tax advisors on queries, audits, and assessments
Monitor changes in Senegalese tax law and BCEAO/UEMOA regulations affecting the MTO and mobile wallet businesses
Forecasting & FP&A
Prepare monthly and rolling forecasts, and support the annual budget process
Provide variance analysis (actual vs. budget/forecast) with commentary for regional finance and local management
Model financial impact of new corridors, agent network changes, and mobile wallet volume growth
Regulatory & Compliance
Support maintenance of the MTO licence and any e-money/mobile wallet licence with BCEAO
Ensure compliance with local company law, statutory reporting, and audit requirements (annual financial statements)
Coordinate with external auditors for annual audit and statutory filings
Support AML/CFT and FIC-type compliance reporting as required for remittance and mobile wallet flows
Ensure safeguarding/trust account requirements for mobile wallet float are properly accounted for and reconciled
Treasury & FX
Monitor cash positions and liquidity across MTO and mobile wallet float/trust accounts
Team & Stakeholder Management
Manage and develop local finance team members
Act as the primary finance point of contact for local management, Group/Regional Finance, and external stakeholders (auditors, tax authorities, banks)
Partner with Operations and Compliance on the mobile wallet rollout, ensuring finance processes and controls are in place ahead of launch
Requirements
Bachelor's degree in Accounting, Finance, or related field; professional accounting qualification (e.g. DECOFI, DSCG, ACCA, CPA, or equivalent OHADA-recognised qualification) preferred
5+ years' finance/accounting experience, ideally in remittance, payments, fintech, mobile money, or financial services
Strong working knowledge of Senegalese/UEMOA tax and VAT requirements, and OHADA accounting standards
Familiarity with BCEAO regulatory requirements for MTOs and/or e-money issuers is a strong advantage
Experience with monthly close, reconciliations, and financial forecasting/FP&A
Strong Excel skills; experience with ERP/accounting systems
Fluent French and working proficiency in English (for reporting to regional/group finance)
High attention to detail, ability to work independently, and comfortable operating in a fast-moving, growth-stage environment